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Welcome to International Risk Consultants

International Risk Consultants (IRC) is a full service Managing General Underwriting Company (MGU) headquartered in Lynnfield, Massachusetts, and has been in business for over 30 years. Founded in 1990, IRC specializes in Medical Stop-Loss.

IRC represents A+ carriers serving the needs of TPAs, Brokers and Consultants. We emphasize flexible underwriting, outstanding service, long-term relationships and a tradition of strength and stability.

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IRC is comprised of experienced professionals with proven track records in their areas of expertise. Our team affords us the opportunity to accommodate those risks that are most difficult to place. Our goal is to focus on meeting our client needs by providing expert advice and great quality service in a most competitive marketplace.

Request A Quote

For IRC to provide an accurate and competitive quote in a timely manner, please be sure to provide as much information as possible by clicking on our RFP Checklist link below and submitting the information directly to our IRC Representative.

Questions or concerns? Contact our knowledgeable underwriters.


Medical Stop-Loss

Excess Loss Insurance

New Business and Renewal Contracts

Variety of Stop-Loss Contracts available to fit your needs.

Lifetime Maximum up to Unlimited

Competitive Rates

Monthly Aggregate Reimbursement Available

Availability to write Business in all 50 States

Ability to write down to 25 covered employees in most states

Rapid Turnaround Time for “Requests for Proposals”

Ability to write non-standard Policies

No Signed Disclosure required on renewal accounts

Ability to offer specific corridors (aggregating specifics)

Review and Analysis of Plan Documents, Plan Design Values, and PPO Network Comparisons

Contact us today with any questions or for more information.


Underwriting

IRC has an underwriting department ready to meet the needs of brokers, consultants, and Third-Party Administrators in an ever-changing Stop-Loss Marketplace.

Each member of our underwriting staff has over 30 years of experience in Medical Stop-Loss. Given this level of knowledge, you can rest assured you are getting the highest quality of underwriting expertise available.

We are ready to assist you with a variety of Stop-Loss solutions and alternatives that can suit even the most complex of risks.

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In order to contact any of our underwriting specialists, please contact us and someone will be able to assist you.